They want a $400 despot which has me completely confused. Verizon just wanted a copy of my business card and that was it. At this point, the collection agency will typically report the past-due debt to the credit reporting agencies, which can significantly damage your credit score. My credit is 765- Grade A, and I have never been asked to pay a deposit in my wife. Verizon's deposit requirements are either zero, $125, or $400 per line depending on the credit check.
If your credit score is lower than 650 or so, you may have trouble getting approved or you may be required to pay a large deposit.
Also, consider adding a Utility bill payments typically don't affect your credit score because most utility companies don't report on-time payments to the credit bureaus. Makes no difference who you are.
To get a better understanding of where your credit stands, order a Experian Boost helps by giving you credit for the utility and mobile phone bills you're already paying. Get credit for the utility bills you're already payingResults may vary. With my employer, I had no credit check and no activation charges. Verizon Wireless requires a credit check if you're a new customer or you're adding a new line to your service, not just upgrading your phone, and it's possible your deposit may be as high as $1,000 per line. Similarly, utility companies checking your credit are soft inquiries.
Once you click apply you will be directed to the issuer or partner's website where you may review the terms and conditions of the offer before applying.
*For complete information, see the offer terms and conditions on the issuer or partner's website. Just spoke with a supervisor, they verified my SSN is accurate and everything was submitted properly. In this case, you offer to give the provider a lump sum of cash to hold on to in exchange for providing service. The banks, lenders, and credit card companies are not responsible for any content posted on this site and do not endorse or guarantee any reviews. That inquiry is called a "soft inquiry" and will not have an impact on your credit report and score. Reportedly, people with no established credit aren't necessarily going into the $400 class.
All he could say was based on whatever criteria and formula they use, this is what is required of me.
Sure I could fork out the $400 deposit but that is just ridiculous.
Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost. The exception is when you're severely delinquent on your payment, and the utility company sends your bill to collections. I just don't understand how someone with top tier credit can be asked to pay $400 deposit, which they keep for a year. Nobody can say what deposit you may or may not be required to pay until you apply for service. HowardForums is a discussion board dedicated to mobile phones with over 1,000,000 members and growing!
By Drethis in forum Freedom Mobile (previously Wind Mobile)
With my employer, I had no credit check and no activation charges.I just tried to purchase a mifi data hotspot from Verizon. That means you could be asked to fork over $3,000 just to get three lines of service!
This often happens with auto loans and mortgages where the dealership or broker sends your application to multiple lenders to shop around for the best rate.While "rate shopping" inquiries are consolidated into one for credit scoring purposes, you'll still see each one on your credit report.If neither of these scenarios is the case, it could be a sign that you're a victim of fraud. Then work to maintain a positive payment history going forward.
but you had to give them permition to check your credit if … If the new information can increase your credit score, the boost will happen immediately.
I'm the one paying for it. and for the bank they check your credit for over draft pertection .
Read on to find out how.There are two types of credit inquiries: hard and soft. The Verizon rep should be able to confirm that much.
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